No down payment
VA loans
VA loans are backed by the US Department of Veterans Affairs. Most eligible buyers put nothing down, pay no monthly mortgage insurance and get rates that are often lower than on conventional loans.
Who it is for.
Veterans
With enough qualifying service and a discharge other than dishonorable.
Service members
On active duty, usually after 90 continuous days of service.
Surviving spouses
Some spouses of service members who died in service or from a service-connected disability.
What you will need.
Certificate of Eligibility (we can request it for you)
DD214 or a statement of service
Two recent pay stubs
Two months of bank statements
Photo ID
We send you a checklist after the first call, and you can upload everything securely.
An example.
VA 30-year fixed
5.750%
$0 down payment
Example only
Most VA loans include a one-time funding fee, which can be added to the loan. Some veterans are exempt. Example only, not a quote.
Two questions we hear.
Is there a VA funding fee?
Can I use my VA benefit more than once?
Start with a free pre-approval.
It takes about 15 minutes online, and a loan officer calls you back the same business day.
Talk to Maya, Andre or Lin.